Wealth management and financial planning are an integral part of retirement and estate planning, particularly when creating and reviewing retirement plans, wills and trusts. Many considerations come into play – not just the language of the trust, for example, but the types of investments that will fund the trust and the tax implications for both the trust and the settlor of the trust.

Should the trust be funded solely with existing assets, or should the trust be supplemented by life insurance, annuities or other investment options? Should the trust give the trustee the power to borrow money or invest trust funds in options or futures contracts in order to hedge or enhance returns?

All of these are valid estate planning considerations, and they should be made at the time the trust is created or as it is administered, not separately. Curtis Law Group offers not only experienced estate planning advice but also investment advice with an integrated approach to estate planning.

Business transactions and real estate transactions require careful consideration, whether simple or complex, whether California business or international business. Establishing a partnership, corporation, limited liability company (LLC) or family limited partnership is not merely a question of what legal forms to complete, it is a process of examination of all available options and determination of the best approach for the specific goal or transaction.

How should the corporation or LLC be structured and funded? Will a Subchapter S election reduce taxes? Will the shares of the corporation or LLC be freely transferable? Should the shareholders or partners enter into a buy-sell agreement?

With years of experience handling California corporation formation – not to mention international business transactions with companies in Asia, Europe, Central America and Canada – Curtis Law Group can help your new or existing business participate in today’s competitive global economy.

Chapter 7 bankruptcy should be cautiously undertaken. Chapter 7 bankruptcy can stop foreclosure, stop garnishment and stop creditors, but keeping important assets, like keeping a home, keeping cars and keeping retirement plans is the goal. That is why even a free Chapter 7 bankruptcy consultation should be with an experienced bankruptcy attorney.

What taxes will Chapter 7 bankruptcy discharge? Can student loans ever be discharged?

Obtaining a complete and final Chapter 7 discharge is important to build a better financial future and to repair credit scores. With more than 20 years experience in Chapter 7, Chapter 11 and Chapter 13 bankruptcy matters, Curtis Law Group can help you obtain the relief from collections and creditors when you need it.