Fresh start

Probate is the legal, court-supervised process to locate, value and administer the assets of a deceased person. It is usually not considered the best choice for handling a person’s assets, but it will be the only choice if no alternative plans, using a living trust, limited liability corporation or family limited partnership, for example, are made in advance.

Are you looking for help to repair your credit? Maybe you recently filed for bankruptcy, faced foreclosure, wage garnishment, or any of those unexpected, unwanted, but sometimes unavoidable financial wrecks that life puts in our path. It is natural to try and put ourselves back on our feet as soon as possible. But there may be more enemies along the way.

Harry & David Holdings Inc., fruit basket and gift seller, filed for Chapter 11 bankruptcy Monday in a Delaware court, due to increasing number of competitors and stumbling economy.

It’s very frustrating to me to read articles, even articles written by financial advisers, extolling the benefits of student loans. I see advice columns proclaiming that student loans are a fantastic opportunity for students that otherwise would not have the ability for higher education college degrees, vocational school, and so on, and so on. Well, to me student loans are little more than another form of indentured servitude.

When thinking of how to deal with debt, many homeowners are terrified of filing for bankruptcy. It is a common belief that a Chapter 7 bankruptcy or a Chapter 13 bankruptcy can affect your credit in years to come. But, what happens when you are facing a critical situation? Can bankruptcy really help you keep what is most important and dear to you? Most important, can you keep your home if you file?