Personal Finance
Why You Should Avoid Probate
Wed, Apr 6th
Probate is the legal, court-supervised process to locate, value and administer the assets of a deceased person. It is usually not considered the best choice for handling a person’s assets, but it will be the only choice if no alternative plans, using a living trust, limited liability corporation or family limited partnership, for example, are made in advance.
How To Recognize A Credit Repair Scam
Mon, Apr 4th
Are you looking for help to repair your credit? Maybe you recently filed for bankruptcy, faced foreclosure, wage garnishment, or any of those unexpected, unwanted, but sometimes unavoidable financial wrecks that life puts in our path. It is natural to try and put ourselves back on our feet as soon as possible. But there may be more enemies along the way.
Want To Be An Indentured Servant? Take Out A Student Loan.
Tue, Mar 22nd
It’s very frustrating to me to read articles, even articles written by financial advisers, extolling the benefits of student loans. I see advice columns proclaiming that student loans are a fantastic opportunity for students that otherwise would not have the ability for higher education college degrees, vocational school, and so on, and so on. Well, to me student loans are little more than another form of indentured servitude.
Underwater Mortgage? Save Your Home With Bankruptcy Protection.
Fri, Mar 18th
When thinking of how to deal with debt, many homeowners are terrified of filing for bankruptcy. It is a common belief that a Chapter 7 bankruptcy or a Chapter 13 bankruptcy can affect your credit in years to come. But, what happens when you are facing a critical situation? Can bankruptcy really help you keep what is most important and dear to you? Most important, can you keep your home if you file?
Trying to Get Debt Payments Under Control: What Are My Options?
Thu, Mar 17th
Whether you are dealing with a large amount of debt or just starting to have a difficult time making payments on a few small loans you have options. An important thing to remember is that you will need to closely …
How To Protect Yourself From Debt Settlement Scams
Tue, Mar 15th
It doesn’t take an economical worldwide crisis for people to find themselves with debt issues.
Mortgage Loans: The Last Few Days Before Signing
Tue, Mar 15th
Reality has taken on a new tone recently – particularly when buying a home or refinancing a mortgage. Lenders are being extremely cautious and thorough in reviewing loan applications. That means that borrowers need to be particularly careful right before and during the loan application process.
Poor Credit Not a Problem For Most Student Loans, But For Some Loans It Is
Fri, Mar 11th
The most common student loans don’t require a high, or even average, credit history but others do. The basic rule is that government insured student loan programs, whether for students or parents, are not dependent upon credit scores. Since these …
Military Offered Debt Relief From Bank of America
Fri, Mar 11th
Bank of America announced today a new loan modification program suited for military members.
Not a Homeowner? How Renters Can Improve Their Credit Score
Thu, Mar 10th
Like it or not a good credit score is important – even after filing Chapter 7 bankruptcy case or concluding a Chapter 13 bankruptcy case.
